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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,545 | $183,592-59.9% | $155,574-52.7% | $145,877-49.6% |
| Participation rate | 88.2% | 82.7%+5.5pp | 78.2%+10.0pp | 80.3%+7.9pp |
| Annual return | 16.39% | 61.37%-45.0pp | 64.87%-48.5pp | 551.28%-534.9pp |
| Employer contribution / active EE | $1,927 | $5,317-63.8% | $4,676-58.8% | $4,663-58.7% |
| Participant deferral / active EE | $6,929 | $6,466+7.2% | $5,629+23.1% | $6,691+3.6% |
| Admin fee / account holder | $747 | $19,316-96.1% | $15,914-95.3% | $13,402-94.4% |