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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,701 | $167,353-63.1% | $143,797-57.1% | $134,545-54.1% |
| Participation rate | 70.6% | 84.8%-14.2pp | 80.3%-9.7pp | 81.2%-10.6pp |
| Annual return | -17.93% | 0.48%-18.4pp | -0.04%-17.9pp | 418.37%-436.3pp |
| Employer contribution / active EE | $1,834 | $5,620-67.4% | $4,952-63.0% | $4,742-61.3% |
| Participant deferral / active EE | $6,031 | $6,447-6.5% | $5,638+7.0% | $6,401-5.8% |
| Admin fee / account holder | $344 | $18,096-98.1% | $14,679-97.7% | $11,431-97.0% |