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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,386 | $180,459-79.8% | $154,108-76.4% | $135,380-73.1% |
| Participation rate | 73.9% | 87.4%-13.5pp | 83.0%-9.1pp | 82.6%-8.7pp |
| Annual return | -6.63% | 888.21%-894.8pp | 735.21%-741.8pp | 519.81%-526.4pp |
| Employer contribution / active EE | $1,348 | $6,035-77.7% | $5,298-74.5% | $4,779-71.8% |
| Participant deferral / active EE | $4,985 | $5,806-14.2% | $5,081-1.9% | $5,609-11.1% |
| Admin fee / account holder | $11,066 | $16,145-31.5% | $13,411-17.5% | $10,828+2.2% |