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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,341 | $175,231-62.7% | $149,696-56.4% | $139,466-53.1% |
| Participation rate | 82.4% | 83.4%-1.0pp | 78.8%+3.6pp | 80.3%+2.0pp |
| Annual return | 11.58% | 166.77%-155.2pp | 134.46%-122.9pp | 373.66%-362.1pp |
| Employer contribution / active EE | $2,120 | $5,478-61.3% | $4,821-56.0% | $4,754-55.4% |
| Participant deferral / active EE | $6,205 | $6,521-4.9% | $5,682+9.2% | $6,712-7.6% |
| Admin fee / account holder | $4,748 | $16,155-70.6% | $13,212-64.1% | $11,409-58.4% |