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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,545 | $183,539-59.9% | $155,556-52.7% | $145,897-49.6% |
| Participation rate | 88.2% | 82.7%+5.5pp | 78.2%+10.0pp | 80.3%+7.9pp |
| Annual return | 16.39% | 61.31%-44.9pp | 64.84%-48.4pp | 552.29%-535.9pp |
| Employer contribution / active EE | $1,927 | $5,315-63.8% | $4,675-58.8% | $4,663-58.7% |
| Participant deferral / active EE | $6,929 | $6,467+7.1% | $5,631+23.0% | $6,689+3.6% |
| Admin fee / account holder | $747 | $19,275-96.1% | $15,885-95.3% | $13,390-94.4% |