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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,545 | $183,592-59.9% | $155,567-52.7% | $145,959-49.6% |
| Participation rate | 88.2% | 82.7%+5.6pp | 78.2%+10.0pp | 80.3%+8.0pp |
| Annual return | 16.39% | 61.24%-44.8pp | 64.74%-48.3pp | 561.95%-545.6pp |
| Employer contribution / active EE | $1,927 | $5,315-63.7% | $4,674-58.8% | $4,661-58.7% |
| Participant deferral / active EE | $6,929 | $6,464+7.2% | $5,628+23.1% | $6,689+3.6% |
| Admin fee / account holder | $747 | $19,318-96.1% | $15,916-95.3% | $13,398-94.4% |