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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,818 | $100,970+48.4% | $96,576+55.1% | $137,256+9.2% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 18.46% | 38.16%-19.7pp | 38.47%-20.0pp | 220.34%-201.9pp |
| Employer contribution / active EE | $9,840 | $3,809+158.3% | $3,553+176.9% | $4,156+136.8% |
| Participant deferral / active EE | $9,155 | $8,286+10.5% | $7,956+15.1% | $6,407+42.9% |
| Admin fee / account holder | $2,281 | $11,312-79.8% | $11,381-80.0% | $12,270-81.4% |