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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,988 | $127,387-87.4% | $115,038-86.1% | $125,389-87.2% |
| Participation rate | 93.8% | 84.2%+9.6pp | 81.4%+12.4pp | 83.2%+10.6pp |
| Annual return | -5.79% | 31.28%-37.1pp | 26.14%-31.9pp | 282.24%-288.0pp |
| Employer contribution / active EE | $3,500 | $5,166-32.2% | $4,608-24.0% | $4,866-28.1% |
| Participant deferral / active EE | $4,563 | $6,423-29.0% | $6,026-24.3% | $5,352-14.7% |
| Admin fee / account holder | $1,308 | $9,516-86.3% | $8,175-84.0% | $9,541-86.3% |