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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,645 | $135,956-84.1% | $123,894-82.5% | $273,972-92.1% |
| Participation rate | 93.8% | 84.1%+9.7pp | 81.4%+12.3pp | 83.0%+10.7pp |
| Annual return | 10.13% | 56.63%-46.5pp | 47.52%-37.4pp | 41.46%-31.3pp |
| Employer contribution / active EE | $3,377 | $5,170-34.7% | $4,617-26.9% | $4,869-30.6% |
| Participant deferral / active EE | $5,302 | $6,343-16.4% | $5,984-11.4% | $5,287+0.3% |
| Admin fee / account holder | $2,083 | $9,817-78.8% | $8,357-75.1% | $10,133-79.4% |