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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,775 | $138,076-75.5% | $123,553-72.7% | $135,380-75.1% |
| Participation rate | 75.0% | 84.7%-9.7pp | 82.3%-7.3pp | 82.6%-7.6pp |
| Annual return | -9.45% | 153.70%-163.1pp | 119.21%-128.7pp | 519.81%-529.3pp |
| Employer contribution / active EE | $3,015 | $5,152-41.5% | $4,628-34.9% | $4,779-36.9% |
| Participant deferral / active EE | $5,277 | $6,800-22.4% | $6,426-17.9% | $5,609-5.9% |
| Admin fee / account holder | $2,113 | $10,917-80.6% | $9,284-77.2% | $10,828-80.5% |