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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,055 | $85,766-76.6% | $136,298-85.3% | $70,126-71.4% |
| Participation rate | 94.6% | 74.2%+20.4pp | 81.9%+12.7pp | 69.5%+25.1pp |
| Annual return | 21.40% | 31.46%-10.1pp | 5156.27%-5134.9pp | 73.15%-51.8pp |
| Employer contribution / active EE | $5,095 | $2,966+71.8% | $4,696+8.5% | $2,343+117.5% |
| Participant deferral / active EE | $2,444 | $5,051-51.6% | $6,247-60.9% | $3,332-26.6% |
| Admin fee / account holder | $413 | $5,421-92.4% | $9,244-95.5% | $4,645-91.1% |