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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,318 | $82,678-56.1% | $125,391-71.0% | $68,490-47.0% |
| Participation rate | 71.7% | 75.1%-3.3pp | 82.4%-10.6pp | 67.9%+3.8pp |
| Annual return | -19.71% | -5.97%-13.7pp | 572.41%-592.1pp | -7.85%-11.9pp |
| Employer contribution / active EE | $2,504 | $3,382-26.0% | $4,816-48.0% | $2,597-3.6% |
| Participant deferral / active EE | $5,352 | $6,111-12.4% | $7,448-28.1% | $4,028+32.9% |
| Admin fee / account holder | $396 | $6,277-93.7% | $10,009-96.0% | $5,403-92.7% |