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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,725 | $138,076-85.0% | $123,553-83.2% | $135,380-84.7% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -10.01% | 153.70%-163.7pp | 119.21%-129.2pp | 519.81%-529.8pp |
| Employer contribution / active EE | $3,585 | $5,152-30.4% | $4,628-22.5% | $4,779-25.0% |
| Participant deferral / active EE | $7,652 | $6,800+12.5% | $6,426+19.1% | $5,609+36.4% |
| Admin fee / account holder | $2,617 | $10,917-76.0% | $9,284-71.8% | $10,828-75.8% |