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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $459,692 | $172,111+167.1% | $150,298+205.9% | $137,256+234.9% |
| Participation rate | 90.0% | 81.7%+8.3pp | 77.8%+12.2pp | 80.0%+10.0pp |
| Annual return | 23.24% | 69.37%-46.1pp | 62.79%-39.5pp | 220.34%-197.1pp |
| Employer contribution / active EE | $12,405 | $4,636+167.6% | $4,154+198.6% | $4,156+198.5% |
| Participant deferral / active EE | $3,067 | $6,166-50.3% | $5,453-43.8% | $6,407-52.1% |
| Admin fee / account holder | $7,835 | $16,471-52.4% | $14,116-44.5% | $12,270-36.1% |