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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,053 | $167,352+67.9% | $143,788+95.5% | $134,509+108.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -16.50% | 0.47%-17.0pp | -0.03%-16.5pp | 418.13%-434.6pp |
| Employer contribution / active EE | $13,472 | $5,620+139.7% | $4,952+172.1% | $4,741+184.2% |
| Participant deferral / active EE | $10,930 | $6,447+69.5% | $5,638+93.9% | $6,400+70.8% |
| Admin fee / account holder | $16,039 | $18,091-11.3% | $14,675+9.3% | $11,427+40.4% |