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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,295 | $150,447-57.9% | $136,298-53.6% | $147,586-57.1% |
| Participation rate | 90.0% | 84.4%+5.6pp | 81.9%+8.1pp | 82.8%+7.2pp |
| Annual return | 20.35% | 1049.15%-1028.8pp | 5156.27%-5135.9pp | 578.59%-558.2pp |
| Employer contribution / active EE | $5,604 | $5,256+6.6% | $4,696+19.3% | $4,876+14.9% |
| Participant deferral / active EE | $10,783 | $6,631+62.6% | $6,247+72.6% | $5,439+98.3% |
| Admin fee / account holder | $9,195 | $10,906-15.7% | $9,244-0.5% | $10,886-15.5% |