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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,295 | $150,442-57.9% | $136,295-53.6% | $147,585-57.1% |
| Participation rate | 90.0% | 84.4%+5.6pp | 81.9%+8.1pp | 82.8%+7.2pp |
| Annual return | 20.35% | 1049.09%-1028.7pp | 5155.97%-5135.6pp | 578.56%-558.2pp |
| Employer contribution / active EE | $5,604 | $5,256+6.6% | $4,695+19.4% | $4,876+14.9% |
| Participant deferral / active EE | $10,783 | $6,630+62.6% | $6,247+72.6% | $5,439+98.3% |
| Admin fee / account holder | $9,195 | $10,905-15.7% | $9,243-0.5% | $10,885-15.5% |