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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,687 | $148,629-42.3% | $135,982-37.0% | $139,487-38.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 19.44% | 79.33%-59.9pp | 68.32%-48.9pp | 373.84%-354.4pp |
| Employer contribution / active EE | $3,164 | $5,247-39.7% | $4,859-34.9% | $4,755-33.4% |
| Participant deferral / active EE | $8,380 | $8,102+3.4% | $7,760+8.0% | $6,713+24.8% |
| Admin fee / account holder | $5,482 | $12,406-55.8% | $10,767-49.1% | $11,407-51.9% |