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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,836 | $157,304-58.1% | $141,197-53.4% | $152,909-56.9% |
| Participation rate | 91.7% | 84.8%+6.8pp | 82.5%+9.2pp | 82.5%+9.2pp |
| Annual return | 24.10% | 64.34%-40.2pp | 71.41%-47.3pp | 345.46%-321.4pp |
| Employer contribution / active EE | $3,955 | $5,263-24.8% | $4,736-16.5% | $4,764-17.0% |
| Participant deferral / active EE | $8,407 | $7,111+18.2% | $6,710+25.3% | $5,851+43.7% |
| Admin fee / account holder | $393 | $12,126-96.8% | $10,265-96.2% | $11,601-96.6% |