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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,785 | $39,798+25.1% | $67,704-26.5% | $59,633-16.5% |
| Participation rate | 100.0% | 57.4%+42.6pp | 67.5%+32.5pp | 68.7%+31.3pp |
| Annual return | -3.07% | 89.94%-93.0pp | 25.41%-28.5pp | 2041.45%-2044.5pp |
| Employer contribution / active EE | $6,611 | $1,393+374.6% | $2,559+158.3% | $2,203+200.1% |
| Participant deferral / active EE | $5,053 | $2,335+116.4% | $3,585+40.9% | $3,192+58.3% |
| Admin fee / account holder | $3,829 | $3,212+19.2% | $4,255-10.0% | $4,297-10.9% |