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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,202 | $48,053+60.7% | $84,637-8.8% | $72,976+5.8% |
| Participation rate | 100.0% | 57.6%+42.4pp | 68.2%+31.8pp | 69.5%+30.5pp |
| Annual return | 25.60% | 37.39%-11.8pp | 258.82%-233.2pp | 81.02%-55.4pp |
| Employer contribution / active EE | $6,036 | $1,602+276.8% | $2,653+127.5% | $2,440+147.4% |
| Participant deferral / active EE | $5,525 | $2,681+106.1% | $3,900+41.7% | $3,608+53.1% |
| Admin fee / account holder | $570 | $3,395-83.2% | $4,914-88.4% | $5,124-88.9% |