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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,115 | $42,383+41.8% | $76,518-21.4% | $64,173-6.3% |
| Participation rate | 100.0% | 58.1%+41.9pp | 68.0%+32.0pp | 69.6%+30.4pp |
| Annual return | -7.77% | -16.54%+8.8pp | -0.27%-7.5pp | 7.63%-15.4pp |
| Employer contribution / active EE | $4,405 | $1,563+181.8% | $2,647+66.4% | $2,381+85.0% |
| Participant deferral / active EE | $5,971 | $2,566+132.7% | $3,836+55.7% | $3,470+72.1% |
| Admin fee / account holder | $1,457 | $3,198-54.4% | $4,849-70.0% | $4,887-70.2% |