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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,060 | $109,344+72.0% | $89,400+110.4% | $158,950+18.3% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 14.89% | 345.73%-330.8pp | 245.64%-230.8pp | 302.91%-288.0pp |
| Employer contribution / active EE | $2,882 | $3,170-9.1% | $2,586+11.5% | $4,762-39.5% |
| Participant deferral / active EE | $9,119 | $4,599+98.3% | $3,890+134.4% | $5,983+52.4% |
| Admin fee / account holder | $37,315 | $6,154+506.4% | $4,882+664.3% | $11,248+231.7% |