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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,060 | $109,411+71.9% | $89,435+110.3% | $158,982+18.3% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 14.89% | 345.68%-330.8pp | 245.55%-230.7pp | 302.99%-288.1pp |
| Employer contribution / active EE | $2,882 | $3,173-9.2% | $2,587+11.4% | $4,763-39.5% |
| Participant deferral / active EE | $9,119 | $4,600+98.3% | $3,890+134.4% | $5,983+52.4% |
| Admin fee / account holder | $37,315 | $6,159+505.9% | $4,884+663.9% | $11,252+231.6% |