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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,527 | $104,937+87.3% | $84,628+132.2% | $152,897+28.5% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 20.74% | 373.88%-353.1pp | 258.80%-238.1pp | 345.43%-324.7pp |
| Employer contribution / active EE | $3,099 | $3,303-6.2% | $2,653+16.8% | $4,764-34.9% |
| Participant deferral / active EE | $10,793 | $4,690+130.1% | $3,900+176.8% | $5,851+84.5% |
| Admin fee / account holder | $3,511 | $6,243-43.8% | $4,914-28.6% | $11,599-69.7% |