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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,527 | $104,924+87.3% | $84,623+132.2% | $152,885+28.5% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 20.74% | 373.82%-353.1pp | 258.77%-238.0pp | 345.39%-324.6pp |
| Employer contribution / active EE | $3,099 | $3,302-6.1% | $2,652+16.9% | $4,763-34.9% |
| Participant deferral / active EE | $10,793 | $4,689+130.2% | $3,899+176.8% | $5,851+84.5% |
| Admin fee / account holder | $3,511 | $6,242-43.8% | $4,913-28.5% | $11,598-69.7% |