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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,135 | $95,188+80.8% | $76,518+125.0% | $135,380+27.1% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.0%+32.0pp | 82.6%+17.4pp |
| Annual return | -6.55% | 4.85%-11.4pp | -0.27%-6.3pp | 519.81%-526.4pp |
| Employer contribution / active EE | $5,416 | $3,303+64.0% | $2,647+104.6% | $4,779+13.3% |
| Participant deferral / active EE | $10,077 | $4,640+117.2% | $3,836+162.7% | $5,609+79.7% |
| Admin fee / account holder | $5,094 | $6,249-18.5% | $4,849+5.1% | $10,828-53.0% |