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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,971 | $185,856-5.9% | $170,028+2.9% | $139,456+25.5% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 18.36% | 60.52%-42.2pp | 53.39%-35.0pp | 373.45%-355.1pp |
| Employer contribution / active EE | $5,471 | $7,593-28.0% | $6,788-19.4% | $4,753+15.1% |
| Participant deferral / active EE | $10,624 | $11,623-8.6% | $10,409+2.1% | $6,711+58.3% |
| Admin fee / account holder | $27,111 | $15,387+76.2% | $12,820+111.5% | $11,407+137.7% |