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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,916 | $160,059-36.3% | $140,019-27.2% | $135,379-24.7% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | 1.33% | 911.44%-910.1pp | 651.15%-649.8pp | 519.79%-518.5pp |
| Employer contribution / active EE | $5,418 | $6,420-15.6% | $5,605-3.3% | $4,779+13.4% |
| Participant deferral / active EE | $10,894 | $7,641+42.6% | $6,927+57.3% | $5,609+94.2% |
| Admin fee / account holder | $17,660 | $13,328+32.5% | $10,705+65.0% | $10,828+63.1% |