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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,254 | $183,988-40.6% | $162,177-32.6% | $152,897-28.5% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 13.33% | 150.79%-137.5pp | 115.60%-102.3pp | 345.43%-332.1pp |
| Employer contribution / active EE | $5,153 | $6,370-19.1% | $5,613-8.2% | $4,764+8.2% |
| Participant deferral / active EE | $9,321 | $8,032+16.0% | $7,297+27.7% | $5,851+59.3% |
| Admin fee / account holder | $11,796 | $13,123-10.1% | $10,843+8.8% | $11,599+1.7% |