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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,335 | $100,073+84.2% | $85,126+116.5% | $145,877+26.4% |
| Participation rate | 92.9% | 74.1%+18.8pp | 67.5%+25.3pp | 80.3%+12.6pp |
| Annual return | 12.05% | 84.11%-72.1pp | 66.63%-54.6pp | 551.28%-539.2pp |
| Employer contribution / active EE | $2,513 | $3,236-22.3% | $2,731-8.0% | $4,663-46.1% |
| Participant deferral / active EE | $6,507 | $5,294+22.9% | $4,523+43.9% | $6,691-2.7% |
| Admin fee / account holder | $921 | $7,261-87.3% | $6,160-85.1% | $13,402-93.1% |