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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,546 | $109,411+7.4% | $89,435+31.4% | $158,982-26.1% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 11.34% | 345.68%-334.3pp | 245.55%-234.2pp | 302.99%-291.6pp |
| Employer contribution / active EE | $2,143 | $3,173-32.5% | $2,587-17.2% | $4,763-55.0% |
| Participant deferral / active EE | $4,633 | $4,600+0.7% | $3,890+19.1% | $5,983-22.6% |
| Admin fee / account holder | $934 | $6,159-84.8% | $4,884-80.9% | $11,252-91.7% |