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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,459 | $96,419+62.3% | $80,648+94.0% | $139,487+12.2% |
| Participation rate | 93.3% | 73.6%+19.7pp | 67.0%+26.3pp | 80.3%+13.0pp |
| Annual return | 14.68% | 1352.86%-1338.2pp | 937.21%-922.5pp | 373.84%-359.2pp |
| Employer contribution / active EE | $2,241 | $3,261-31.3% | $2,724-17.7% | $4,755-52.9% |
| Participant deferral / active EE | $5,928 | $5,225+13.4% | $4,443+33.4% | $6,713-11.7% |
| Admin fee / account holder | $1,684 | $6,605-74.5% | $5,382-68.7% | $11,407-85.2% |