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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,550 | $104,953+3.4% | $84,637+28.3% | $152,909-29.0% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 24.06% | 373.94%-349.9pp | 258.82%-234.8pp | 345.46%-321.4pp |
| Employer contribution / active EE | $2,011 | $3,304-39.1% | $2,653-24.2% | $4,764-57.8% |
| Participant deferral / active EE | $4,500 | $4,691-4.1% | $3,900+15.4% | $5,851-23.1% |
| Admin fee / account holder | $427 | $6,244-93.2% | $4,914-91.3% | $11,601-96.3% |