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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,335 | $80,985-3.3% | $96,576-18.9% | $75,181+4.2% |
| Participation rate | 80.5% | 71.8%+8.7pp | 76.0%+4.5pp | 67.2%+13.3pp |
| Annual return | 11.00% | 27.05%-16.0pp | 25.87%-14.9pp | 160.69%-149.7pp |
| Employer contribution / active EE | $1,284 | $2,282-43.7% | $2,965-56.7% | $2,671-51.9% |
| Participant deferral / active EE | $3,391 | $3,929-13.7% | $4,851-30.1% | $4,126-17.8% |
| Admin fee / account holder | $14,086 | $6,719+109.7% | $8,253+70.7% | $5,650+149.3% |