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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,375 | $65,376-6.1% | $87,104-29.5% | $65,185-5.8% |
| Participation rate | 80.4% | 75.3%+5.1pp | 76.9%+3.5pp | 70.2%+10.2pp |
| Annual return | 16.89% | 31.27%-14.4pp | 28.19%-11.3pp | 29.38%-12.5pp |
| Employer contribution / active EE | $1,143 | $1,822-37.3% | $2,521-54.6% | $2,177-47.5% |
| Participant deferral / active EE | $2,838 | $3,388-16.3% | $4,048-29.9% | $3,514-19.2% |
| Admin fee / account holder | $3,381 | $520+550.6% | $7,491-54.9% | $847+299.1% |