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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,556 | $78,428-7.5% | $95,960-24.4% | $79,852-9.1% |
| Participation rate | 83.1% | 73.5%+9.7pp | 77.1%+6.1pp | 69.6%+13.5pp |
| Annual return | 8.68% | 19.37%-10.7pp | 91.63%-83.0pp | 31.72%-23.0pp |
| Employer contribution / active EE | $1,391 | $1,945-28.5% | $2,541-45.3% | $2,471-43.7% |
| Participant deferral / active EE | $3,416 | $3,440-0.7% | $4,167-18.0% | $3,740-8.7% |
| Admin fee / account holder | $3,007 | $5,622-46.5% | $6,797-55.8% | $5,306-43.3% |