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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,318 | $104,924-61.6% | $84,623-52.4% | $152,885-73.6% |
| Participation rate | 66.7% | 74.8%-8.2pp | 68.2%-1.6pp | 82.5%-15.8pp |
| Annual return | 22.48% | 373.82%-351.3pp | 258.77%-236.3pp | 345.39%-322.9pp |
| Employer contribution / active EE | $1,762 | $3,302-46.6% | $2,652-33.6% | $4,763-63.0% |
| Participant deferral / active EE | $5,170 | $4,689+10.3% | $3,899+32.6% | $5,851-11.6% |
| Admin fee / account holder | $18 | $6,242-99.7% | $4,913-99.6% | $11,598-99.8% |