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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,142 | $95,188-71.5% | $76,518-64.5% | $135,379-80.0% |
| Participation rate | 64.3% | 74.4%-10.1pp | 68.0%-3.7pp | 82.6%-18.4pp |
| Annual return | -7.70% | 4.85%-12.6pp | -0.27%-7.4pp | 519.79%-527.5pp |
| Employer contribution / active EE | $1,686 | $3,303-48.9% | $2,647-36.3% | $4,779-64.7% |
| Participant deferral / active EE | $4,720 | $4,640+1.7% | $3,836+23.1% | $5,609-15.8% |
| Admin fee / account holder | $130 | $6,249-97.9% | $4,849-97.3% | $10,828-98.8% |