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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,928 | $109,372-50.7% | $89,414-39.7% | $158,966-66.1% |
| Participation rate | 68.8% | 74.3%-5.5pp | 68.0%+0.8pp | 82.0%-13.2pp |
| Annual return | 18.27% | 345.55%-327.3pp | 245.50%-227.2pp | 302.95%-284.7pp |
| Employer contribution / active EE | $5,197 | $3,171+63.9% | $2,586+100.9% | $4,762+9.1% |
| Participant deferral / active EE | $2,077 | $4,598-54.8% | $3,890-46.6% | $5,983-65.3% |
| Admin fee / account holder | $19 | $6,156-99.7% | $4,883-99.6% | $11,250-99.8% |