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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,586 | $106,247+2.2% | $96,515+12.5% | $139,466-22.1% |
| Participation rate | 60.0% | 77.8%-17.8pp | 74.3%-14.3pp | 80.3%-20.3pp |
| Annual return | 22.88% | 38.47%-15.6pp | 35.73%-12.8pp | 373.66%-350.8pp |
| Employer contribution / active EE | $3,166 | $4,106-22.9% | $3,740-15.3% | $4,754-33.4% |
| Participant deferral / active EE | $11,835 | $5,456+116.9% | $4,880+142.5% | $6,712+76.3% |
| Admin fee / account holder | $1,109 | $7,885-85.9% | $6,735-83.5% | $11,409-90.3% |