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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,640 | $99,345-60.1% | $84,753-53.2% | $273,972-85.5% |
| Participation rate | 66.7% | 80.7%-14.0pp | 76.6%-9.9pp | 83.0%-16.3pp |
| Annual return | 24.87% | 22.93%+1.9pp | 22.78%+2.1pp | 41.46%-16.6pp |
| Employer contribution / active EE | $2,345 | $4,214-44.3% | $3,574-34.4% | $4,869-51.8% |
| Participant deferral / active EE | $8,256 | $4,270+93.4% | $3,712+122.4% | $5,287+56.1% |
| Admin fee / account holder | $871 | $6,645-86.9% | $5,333-83.7% | $10,133-91.4% |