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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,566 | $107,363-30.5% | $92,909-19.7% | $152,897-51.2% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 23.08% | 145.63%-122.5pp | 109.44%-86.4pp | 345.43%-322.3pp |
| Employer contribution / active EE | $2,574 | $4,222-39.0% | $3,653-29.6% | $4,764-46.0% |
| Participant deferral / active EE | $10,526 | $4,848+117.1% | $4,238+148.4% | $5,851+79.9% |
| Admin fee / account holder | $1,550 | $7,082-78.1% | $5,795-73.3% | $11,599-86.6% |