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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,698 | $115,814+8.5% | $101,275+24.1% | $158,982-20.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 22.04% | 56.16%-34.1pp | 46.48%-24.4pp | 302.99%-280.9pp |
| Employer contribution / active EE | $0 | $4,176-100.0% | $3,660-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $13,990 | $4,958+182.2% | $4,371+220.1% | $5,983+133.8% |
| Admin fee / account holder | $10,330 | $7,249+42.5% | $5,948+73.7% | $11,252-8.2% |