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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,900 | $102,393+16.1% | $147,041-19.1% | $80,911+47.0% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 15.42% | 134.95%-119.5pp | 419.21%-403.8pp | 35.63%-20.2pp |
| Employer contribution / active EE | $3,015 | $3,715-18.8% | $4,935-38.9% | $2,756+9.4% |
| Participant deferral / active EE | $6,160 | $6,647-7.3% | $8,071-23.7% | $4,297+43.3% |
| Admin fee / account holder | $7,785 | $7,943-2.0% | $13,006-40.1% | $6,935+12.3% |