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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,720 | $127,387-46.1% | $115,038-40.3% | $125,389-45.2% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | 1.97% | 31.28%-29.3pp | 26.14%-24.2pp | 282.24%-280.3pp |
| Employer contribution / active EE | $3,402 | $5,166-34.1% | $4,608-26.2% | $4,866-30.1% |
| Participant deferral / active EE | $5,370 | $6,423-16.4% | $6,026-10.9% | $5,352+0.3% |
| Admin fee / account holder | $2,495 | $9,516-73.8% | $8,175-69.5% | $9,541-73.8% |