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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,161 | $93,598+16.6% | $135,974-19.7% | $75,173+45.2% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 32.47% | 30.89%+1.6pp | 68.30%-35.8pp | 160.72%-128.2pp |
| Employer contribution / active EE | $2,900 | $3,538-18.0% | $4,859-40.3% | $2,671+8.6% |
| Participant deferral / active EE | $6,079 | $6,405-5.1% | $7,760-21.7% | $4,126+47.3% |
| Admin fee / account holder | $827 | $6,978-88.1% | $10,767-92.3% | $5,651-85.4% |