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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $348,975 | $75,541+362.0% | $152,093+129.4% | $82,637+322.3% |
| Participation rate | 83.8% | 66.5%+17.2pp | 77.8%+6.0pp | 68.1%+15.7pp |
| Annual return | 16.03% | 32.56%-16.5pp | 66.36%-50.3pp | 53.51%-37.5pp |
| Employer contribution / active EE | $11,089 | $2,622+322.9% | $4,175+165.6% | $2,552+334.5% |
| Participant deferral / active EE | $5,888 | $3,206+83.7% | $5,451+8.0% | $4,126+42.7% |
| Admin fee / account holder | $4,138 | $6,405-35.4% | $14,497-71.5% | $7,339-43.6% |