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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,933 | $91,179+186.2% | $178,499+46.2% | $79,852+226.8% |
| Participation rate | 94.3% | 69.2%+25.1pp | 81.9%+12.4pp | 69.6%+24.6pp |
| Annual return | 15.43% | 24.19%-8.8pp | 151.10%-135.7pp | 31.72%-16.3pp |
| Employer contribution / active EE | $10,027 | $3,256+208.0% | $5,011+100.1% | $2,471+305.8% |
| Participant deferral / active EE | $5,652 | $3,236+74.7% | $5,202+8.6% | $3,740+51.1% |
| Admin fee / account holder | $1,264 | $6,749-81.3% | $13,986-91.0% | $5,306-76.2% |