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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,241 | $81,262+275.6% | $155,602+96.2% | $80,911+277.3% |
| Participation rate | 96.9% | 66.2%+30.6pp | 78.2%+18.7pp | 67.6%+29.2pp |
| Annual return | 15.90% | 33.34%-17.4pp | 64.81%-48.9pp | 35.63%-19.7pp |
| Employer contribution / active EE | $11,694 | $3,102+277.0% | $4,675+150.1% | $2,756+324.3% |
| Participant deferral / active EE | $6,274 | $3,451+81.8% | $5,629+11.5% | $4,297+46.0% |
| Admin fee / account holder | $4,825 | $7,992-39.6% | $15,923-69.7% | $6,935-30.4% |