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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,326 | $59,839-54.3% | $81,991-66.7% | $79,852-65.8% |
| Participation rate | 37.1% | 61.6%-24.5pp | 69.3%-32.2pp | 69.6%-32.5pp |
| Annual return | 16.44% | 17.56%-1.1pp | 41.31%-24.9pp | 31.72%-15.3pp |
| Employer contribution / active EE | $951 | $1,713-44.5% | $2,498-61.9% | $2,471-61.5% |
| Participant deferral / active EE | $1,689 | $2,695-37.3% | $3,722-54.6% | $3,740-54.8% |
| Admin fee / account holder | $3,473 | $4,287-19.0% | $5,665-38.7% | $5,306-34.6% |