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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,866 | $49,280-69.8% | $67,313-77.9% | $64,173-76.8% |
| Participation rate | 31.8% | 60.8%-29.0pp | 69.1%-37.3pp | 69.6%-37.8pp |
| Annual return | -11.60% | -1.39%-10.2pp | -4.08%-7.5pp | 7.63%-19.2pp |
| Employer contribution / active EE | $685 | $1,668-58.9% | $2,566-73.3% | $2,381-71.2% |
| Participant deferral / active EE | $1,006 | $2,484-59.5% | $3,568-71.8% | $3,470-71.0% |
| Admin fee / account holder | $193 | $3,863-95.0% | $4,507-95.7% | $4,887-96.1% |