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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,247 | $83,337-86.5% | $67,834-83.4% | $273,972-95.9% |
| Participation rate | 100.0% | 76.4%+23.6pp | 68.8%+31.2pp | 83.0%+17.0pp |
| Annual return | 9.05% | 259.45%-250.4pp | 138.47%-129.4pp | 41.46%-32.4pp |
| Employer contribution / active EE | $2,043 | $3,287-37.8% | $2,403-15.0% | $4,869-58.0% |
| Participant deferral / active EE | $2,855 | $4,088-30.2% | $3,160-9.6% | $5,287-46.0% |
| Admin fee / account holder | $912 | $6,752-86.5% | $4,622-80.3% | $10,133-91.0% |