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| Provider | Service type | Compensation |
|---|---|---|
Service code 52 · EIN 13-5674085 | Indirect Investment Fees | $24,935 |
ADP BROKER-DEALER2 years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $1,670 |
ADP BROKER-DEALER2 years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,514 | $52,580-13.4% | $71,671-36.5% | $70,124-35.1% |
| Participation rate | 81.9% | 60.9%+21.0pp | 68.7%+13.2pp | 69.5%+12.4pp |
| Annual return | 16.82% | 20.25%-3.4pp | 20.65%-3.8pp | 73.14%-56.3pp |
| Employer contribution / active EE | $1,481 | $1,616-8.3% | $2,460-39.8% | $2,342-36.8% |
| Participant deferral / active EE | $4,152 | $2,386+74.0% | $3,438+20.8% | $3,332+24.6% |
| Admin fee / account holder | $14 | $3,653-99.6% | $5,558-99.7% | $4,645-99.7% |